We work with you — and with insurers — to tailor the right mix of cover, advice, and support to match your business needs.
Our Domestic Cover Options Include:
Home Insurance
Protection for your house against fire, natural disasters, accidental damage, and more.Contents Insurance
Covers your personal belongings – from electronics to furniture – whether at home or on the go.Vehicle Insurance
Options from third party to full comprehensive cover for your car, ute, or motorcycle.Landlord Insurance
Safeguard your rental property with cover for damage, loss of rent, and liability.Personal Liability Insurance
Covers your legal liability if you accidentally cause damage or injury to others.Boat and Recreational Vehicle Cover
Protection for boats, caravans, and trailers – on the water or the road.
Our Commercial Cover Options Include:
Business Assets Insurance
Protects physical assets like buildings, tools, plant, and stock from damage or loss.Business Interruption Insurance
Keeps cashflow protected if your business is forced to pause due to an insured event.Liability Insurance
Covers public liability, statutory liability, and employers liability exposures.Commercial Vehicle Insurance
Fleet or single vehicle cover for business use, including goods in transit.Contract Works Insurance
Ideal for tradies and builders – covers construction-related risks on-site.Cyber Risk Insurance
Helps manage the fallout from data breaches, cyber-attacks, and system failures.Professional Indemnity Insurance
For service-based businesses that need cover for advice or professional errors.Tool and Equipment Cover
Protection for mobile tools and gear – in the ute, on-site, or in storage.
Turbo partners with trusted specialists to connect you with tailored, people-first protection.
Our role is to help identify potential personal and business risks and then introduce you to accredited advisors who provide expert guidance and solutions. Turbo does not provide licensed financial or risk advice directly — instead, we work alongside our specialist partners to ensure you get the right professional support.
Our Personal Risk Services Include:
Key Person Insurance
Provides financial support if a vital team member is unable to work due to illness or injury.Shareholder Protection
Helps ensure business continuity by funding buy-sell agreements in the event of a shareholder's death or disability.Group Life and Disability Cover
Offers life, trauma, and total permanent disability insurance for your employees, enhancing retention and security.Income Protection Insurance
Replaces a portion of income for individuals unable to work due to illness or injury — essential for sole traders and executives.Health and Wellbeing Programmes
Access to tools, support, and partnerships that promote mental and physical health within your team.ACC Advice and Structuring
Get guidance on optimising ACC cover to complement private insurance and manage costs effectively.Business Continuity Planning
Integrated risk strategies to reduce downtime and support recovery in the face of personal or team-related disruptions.