FENZ levy impact calculator
Compare your current 2024/25 transitional levy against new rates effective 1 July 2026. Select your insurance type below.
Residential property
House and home insurance — levy based on sum insured with annual cap
Contents insurance
Personal property — capped at $20,000 sum insured from July 2026
Motor vehicle insurance
Flat fee applies from July 2026 — significant changes for all vehicle types
Commercial / non-residential
Levy basis changes from indemnity value to sum insured — July 2026
Rural / forestry / contract works
Currently exempt — all categories become leviable from 1 July 2026