FENZ Levy Calculator — Turbo Insurance & Risk

FENZ levy impact calculator

Compare your current 2024/25 transitional levy against new rates effective 1 July 2026. Select your insurance type below.

Residential property

House and home insurance — levy based on sum insured with annual cap

Contents insurance

Personal property — capped at $20,000 sum insured from July 2026

Motor vehicle insurance

Flat $25 fee applies from July 2026 — enter vehicle values to compare accurately

Commercial / non-residential

Levy basis changes from indemnity value to sum insured — July 2026

Rural / forestry / contract works

Currently exempt — all categories become leviable from 1 July 2026

Turbo Insurance & Risk — Rates sourced from DIA (firelevy) confirmed December 2024. All amounts NZD ex-GST. GST (15%) applies on levy. FSP1009977 | Insurance Advisernet NZ member. Not a substitute for insurer or FENZ levy statements.

Disclaimer

This calculator is for illustrative purposes only. Results are indicative estimates based on published FENZ levy rates and are not a substitute for a formal levy assessment or insurance advice. Levy calculations may vary depending on your specific policy terms, insurer, and individual circumstances.

For a full review of how the 2026 FENZ levy changes affect your insurance programme, contact your broker. Turbo Insurance and Risk Limited is a licensed financial advice provider (FSP1009977) and can provide personalised advice tailored to your situation.